Disclosure Statement

I, Michael K. Robinson, o/a Signature Financial Security, am licenced for life and health insurance in the province of Alberta.  I am also registered to provide mutual funds in the province of Alberta.

I have access to the following companies’ financial vehicles:

  • Great-West Life
  • Manulife Financial
  • Canada Life
  • Sun Life Financial
  • Empire Life
  • Equitable Life
  • RBC Insurance
  • AIG Insurance
  • Industrial Alliance
  • Transamerica Life, and
  • Standard Life

I offer mutual fund investments through Quadrus Investment Services Ltd.  As a representative of Quadrus Investment Services Ltd. I have access to fifty-seven different investment fund providers.

In addition, I may offer certain banking products from Solutions Banking, which is a comprehensive suite of banking products provided by the National Bank of Canada.

No insurer or investment provider holds any ownership interest in my business, nor do I hold a significant interest in any insurance or investment provider.

I will be paid compensation by the financial institution that manufactures the financial vehicle you choose.  I am compensated by a commission for most insurance vehicles at the time they are provided to you, and I may also receive renewal or service compensation for both insurance and investment vehicles.  For certain financial vehicles I may receive a referral fee.

In respect of certain vehicles, the commission may be different than the standard commission scale provided by the company providing the financial vehicle.  I will advise you if this occurs.  Any future increases in the commission scale will require your written approval.

I may also be eligible for additional compensation such as bonuses and non-monetary benefits such as travel incentives, and may be entitled to participate in a share purchase plan.  This compensation depends on various factors such as the volume or retention of business I place with a particular company during a given time period.

I take the potential of a conflict of interest very seriously.  At this time I am not aware of any potential conflict of interest, however; I will inform you of any situation that may arise in the future.

This Disclosure Statement has been prepared by Michael K. Robinson of Signature Financial Security, and Michael K. Robinson alone is responsible for the accuracy.

 

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